Single Mother of Two Facing Urgent Debt Enforcement — Please Help Us Through This Crisis

Single Mother of Two Seeking Help With an Urgent Debt Enforcement Notice

My name is Luiza. I live in Romania, and I am raising two boys on my own. Their father passed away in 2017. Since then, I have been doing my best to provide for them and keep our family afloat.

I am asking for help because I am desperate. I am working, seeking legal assistance, and doing everything I can to resolve my situation. But I have reached a point where my efforts and income are not enough to meet an urgent payment.

In May 2026, I lost my job. Months without a salary and a period of uncertainty followed. I found work in August and, after further changes, started my current job in October. Although I am working again, the financial consequences of that difficult period remain.

The loans I took out to cover essential expenses became increasingly difficult to repay. I now face several wage garnishments and enforcement orders against my bank accounts.

My monthly take-home salary, before garnishment deductions, is 3,200 RON — approximately US$661. Half is withheld under multiple debt enforcement orders, leaving me with only 1,600 RON — approximately US$330 a month from my salary.

In my case, deductions reach half my salary under Romania’s rules governing multiple wage garnishments. From what remains, I must contribute to food, utilities, school expenses, and my children’s everyday needs.

On November 12, 2026, I received a formal property enforcement notice concerning the apartment where we live. The notice demands payment within 15 days. The urgent amount I need to settle, including additional enforcement costs, is 2,751.01 RON — approximately US$568.

That payment alone is more than a month and a half of the salary I actually receive after garnishment deductions. I cannot set aside that amount while also covering our essential living expenses.

Since receiving the notice, I have been searching urgently for a lawyer. I have sent more than 100 emails to lawyers, public institutions, and the enforcement office, trying to find help, understand my options, and respond properly.

So far, I have not found a lawyer willing to take my case pro bono, and I cannot afford legal representation. I have also submitted an application for state-funded legal aid, but I have not yet received a response.

I am still pursuing these avenues. While I wait for answers, the payment deadline is approaching.

What frightens me most is knowing that I am trying with everything I have, yet I still cannot secure the legal help or money I need in time. I continue going to work and caring for my children while searching for a way through this situation.

I want to be completely transparent: there are other debts and garnishments. This appeal’s first priority is one specific, urgent payment of 2,751.01 RON — approximately US$568.

Paying it will not erase all our financial difficulties. It will address an immediate enforcement matter while I continue working to manage my other obligations.

There is also unresolved legal paperwork concerning our home. Inheritance proceedings and a subsequent planned transfer by gift to my children need to be assessed and completed where legally possible. I want to clarify everyone’s rights and handle these arrangements correctly.

The preliminary estimate for these proceedings, including notary fees and taxes, is 8,300–10,500 RON — approximately US$1,714–US$2,168. This is an estimate, not a confirmed quotation. A notary must review the documents and confirm the costs and which steps can lawfully proceed.

Donations will first go toward the urgent debt payment. If support exceeds that amount, the remaining funds will be set aside for the necessary legal paperwork, subject to professional advice and legal requirements. I will clearly report how much is raised and how it is spent.

I can provide supporting documents with sensitive personal information removed, including the enforcement notice and evidence of my efforts to obtain help. I will post updates about payments and progress.

It is difficult to share such a personal part of my life publicly. I have tried every avenue I have been able to find, and I am continuing to do so. But right now, I need help to get through this immediate crisis and keep working toward stability for my family.

If you can contribute, even a small amount, please consider helping us. If you cannot donate, sharing this appeal may help it reach someone who can.

You can contribute through my PayPal.Me link:

https://www.paypal.me/LuizaflorinaPopa

Thank you for reading our story, considering our situation, and offering any support you can.

Luiza

USD amounts are approximate, based on the reference exchange rate of November 13, 2026. Actual conversion rates and payment-processing fees may vary.