02-13-2020, 08:25 PM
I’m not used to reaching out for help like this, so please bear with me as I try to explain my situation.
I am a 30-year-old mother of one biological child (8) and soon-to-be (step)mother of four more (12, 11, 10, 6) beautiful children. They live with their mothers, one in our state and the others in another state. But we get to have them over the summer and Christmas. I am engaged to a wonderful man who works so hard and does so much for us and for our family. My fiancé and I both come from families that had very little when we were growing up. As a result, we have worked hard to create a better life and better opportunities for our children than we had ourselves. We have both worked hard in our own ways to try to achieve this goal. I’ll try to explain a little more below. However, if you’d like even more information ask any questions you deem necessary. I want to be fully open about our situation and I really am looking for kind hearts who are willing to help us get back on track.
We had a few set-backs over the past couple of years that have put us in a hole. My ex-husband took us to court to try to take my daughter away from us simply because he didn’t like that my fiancé was being a father-figure for my daughter (there’s a longer story here and I am more than willing to provide details). This resulted in lots of lawyer’s and court fees. I had to have surgery to have my gall bladder removed and was out of work for a small period of time. My daughter is enrolled in an extra-curricular activity that she loves and is honestly a great life skill building tool for her, but her father has decided to stop helping pay for it, but we won’t pull her out because it’s important to her. The braking system on my car locked up and had to be repaired and paid for out of pocket. We’ve used payday loans, collateral loans, shifting money around, letting some things slide to past due and then catching them up later, all to make ends meet. However, things are falling behind to a dangerous point. Both car payments are now past due and potentially subject to repossession. The insurance has lapsed on both cars. All these loans are in my name only. We struggle every month to find the money to pay the rent because the payday loans and other bills that we have to made sure are paid first take up all the money.
In an attempt to help us save money and begin catching things up, my fiancé and his father applied for a home loan for a house in our neighborhood. They were approved and if we can come up with the 3.5% down payment ($7,000), we will be able to move into a house and actually own it and pay less than we have been paying in rent. We have been able to raise $2k between our taxes and asking friends and family. The approval is only good for 30 days and homes in our area usually sell very fast.
I know it’s a long shot, but I was hoping there might be a kind heart (or a few) that would be willing to gift us the money either for the down payment and/or to help us get out from behind our bills and help us with a fresh start.
Also, if anyone has ideas on how we could make the money ourselves I am open to that as well.
If you’d like additional information about our story comment or pm and I will answer. I thank in advance any of the kind hearts out there and I promise once we are back on our feet and in a good place I will come back to pay it forward.
paypal.me/cj2987
I am a 30-year-old mother of one biological child (8) and soon-to-be (step)mother of four more (12, 11, 10, 6) beautiful children. They live with their mothers, one in our state and the others in another state. But we get to have them over the summer and Christmas. I am engaged to a wonderful man who works so hard and does so much for us and for our family. My fiancé and I both come from families that had very little when we were growing up. As a result, we have worked hard to create a better life and better opportunities for our children than we had ourselves. We have both worked hard in our own ways to try to achieve this goal. I’ll try to explain a little more below. However, if you’d like even more information ask any questions you deem necessary. I want to be fully open about our situation and I really am looking for kind hearts who are willing to help us get back on track.
We had a few set-backs over the past couple of years that have put us in a hole. My ex-husband took us to court to try to take my daughter away from us simply because he didn’t like that my fiancé was being a father-figure for my daughter (there’s a longer story here and I am more than willing to provide details). This resulted in lots of lawyer’s and court fees. I had to have surgery to have my gall bladder removed and was out of work for a small period of time. My daughter is enrolled in an extra-curricular activity that she loves and is honestly a great life skill building tool for her, but her father has decided to stop helping pay for it, but we won’t pull her out because it’s important to her. The braking system on my car locked up and had to be repaired and paid for out of pocket. We’ve used payday loans, collateral loans, shifting money around, letting some things slide to past due and then catching them up later, all to make ends meet. However, things are falling behind to a dangerous point. Both car payments are now past due and potentially subject to repossession. The insurance has lapsed on both cars. All these loans are in my name only. We struggle every month to find the money to pay the rent because the payday loans and other bills that we have to made sure are paid first take up all the money.
In an attempt to help us save money and begin catching things up, my fiancé and his father applied for a home loan for a house in our neighborhood. They were approved and if we can come up with the 3.5% down payment ($7,000), we will be able to move into a house and actually own it and pay less than we have been paying in rent. We have been able to raise $2k between our taxes and asking friends and family. The approval is only good for 30 days and homes in our area usually sell very fast.
I know it’s a long shot, but I was hoping there might be a kind heart (or a few) that would be willing to gift us the money either for the down payment and/or to help us get out from behind our bills and help us with a fresh start.
Also, if anyone has ideas on how we could make the money ourselves I am open to that as well.
If you’d like additional information about our story comment or pm and I will answer. I thank in advance any of the kind hearts out there and I promise once we are back on our feet and in a good place I will come back to pay it forward.
paypal.me/cj2987