I’m gonna be completely honest I was stupid when I was younger and my debt just escalated and escalated - one credit card to pay off another, a loan to pay off the credit cards etc! I am now in position where I’m on a debt management plan and I’ve got such a low credit score that i cannot get any sort of credit at all now! My debt is around 20k altogether. I am single and turning 30 this year And I want a child. It will take me 10 years to clear my debt and I don’t want To wait that long to have a child! I have asked family members for help but some can’t afford it and the ones who can don’t have a relationship with me. It would really mean a lot for any sort of help people can give. Thanks for your time reading this 
paypal.me/tanyaruthsharman
paypal.me/tanyaruthsharman