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| NEED HELP - Unemployed last 9 months from pandemic. Cant pay rent |
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Posted by: mmiller - 12-29-2020, 03:58 AM - Forum: My Request for Help
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Hi there,
I have been unemployed for the last 9 months due to the pandemic and regulations in my state. I have been doing what I can to find work and was actually hired in November for 3 weeks only to be put back on unemployment from the new closure regulations. I am usually a manager of a hair salon. I am desperately trying to pay rent. Any amount would help. I am currently $200 short. If 200 people are able to send me $1 via paypal, I would be able to pay my rent. Please consider helping a desperate woman in need. Thank you!
paypal.me/meganbmiller
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| Save Single Senior Lay from Foreclosure |
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Posted by: mcmath512 - 12-29-2020, 02:24 AM - Forum: My Request for Help
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As my peers move into comfortable retirements, I am in the middle of a financial crisis that will destroy me and my future. I am petrified. At 65, I have no income, no husband, no children and no one on whom to depend. My biggest fears are:
· The bank foreclosing on my house, and
· Not having the resources to retire in reasonable comfort.
Setbacks and bad breaks haunt me and for years I have struggled to get back on my feet, doing everything I know to do, but nothing falls into place. Just recently, I was refused Pandemic Unemployment Relief Insurance, not allowed to refinance my mortgage at a lower interest rate, rejected on several job applications and at this point I have spent down so much of my retirement fund it is of minimal use for my future.
I am desperately searching for ways to prevent foreclosure, stem further losses, stabilize my income, retire comfortably, restore my peace of mind and live an active, happy life. While my home is not yet in foreclosure it is dangerously close and I am at risk of losing it, as well as my car (which is in poor condition), my good credit and the belongings I spent a lifetime acquiring. Losing my home will be the ultimate catastrophe because it will leave me homeless when I will be most vulnerable. Although I have good credit, I cannot show an income to qualify to buy a house or rent an apartment.
Due to the pandemic, my lender offered me forbearance relief, which allows me to forego mortgage payments until February 2021. The unpaid amount accrues and, when I resume my monthly payment ($1,613.79) the full forbearance payment ($7,530.40) comes due for a total ($9,144.19). I was unconcerned about satisfying both payments because, with a good payment record and a credit score of 760+, I could easily refinance and lower my monthly payments by a few hundred dollars.
I later learned that accepting a forbearance makes me ineligible to refinance. The only way I can qualify for a lower interest rate, is to pay the debt accrued through the forbearance in full (over $7,500 at this time). It will take no less than a miracle for me to pay both the forbearance and the mortgage. The ultimate miracle will be to pay off my mortgage in full ($142,000), relieving me of the constant worry about foreclosure, and becoming homeless.
paypal.me/MCMathews
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| Help Timmy 5 and Gavin 10 not get evicted and afford this months insulin |
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Posted by: dudits21 - 12-28-2020, 08:31 PM - Forum: My Request for Help
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I hate that it has come to this but my 2 boys Gavin 10 and Timmy 5 are type 1 diabetics. I am a single father and had to leave work due to covid and the whole situation. Due to this we are really far behind on our rent and just getting their medical supplies insulin needles strips etc has been a struggle. some times we have to limit what we have such as toilet paper etc we will probably end up getting evicted. My car has broken down so we have had to use what little money we had for ubers to get us to the docs appointments. We have no family and no one to help us. Every day has been a struggle the hardest struggle ive ever been through. Christmas was hard this year luckly we got a dried out Christmas tree for 4 bucks on Christmas. Ive put all i had twords keeping us goin any help would be amazing.Also I can only do paypal paypal.me/GavinTimDad
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| Fearing homelessness for my family |
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Posted by: mgdw1213 - 12-28-2020, 07:35 PM - Forum: My Request for Help
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My wife and I (both 25) are finding it very difficult to make ends meet right now. She is currently going to school while I work at a daycare and doordash after work to keep making money while she studies and does homework. We have a dog and she has two kids whom we have 50% of the time. We unfortunately are in a good amount of debt because we’ve needed credit cards to save us and now it’s come back to haunt us. Not to mention our rent for a two bedroom apartment is near $1000 a month and that’s hard enough without all of our other bills. Her parents help financially when they can but if we keep borrowing from them, they will never be able to retire and I feel absolutely terrible about it. I hate that I’m even on here literally begging for money. But I fear for my wife, my dog and step kids. I don’t want to hit complete rock bottom and not have a home. I don’t want my wife to not be able to see her kids. I wish I could support all of them but I just don’t make enough. My wife graduates in about 6 months so hopefully we won’t need help for much longer. Anything would be greatly appreciated because it is all out of the kindness of your heart. PayPal: macgibson18@gmail.com
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| In need of help |
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Posted by: Strasursa - 12-28-2020, 04:57 PM - Forum: My Request for Help
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In all honesty, I cannot believe I am here…
I was always the one helping others...offering a helping hand to whomever I could was never an issue, never.
And I always said, you never know, maybe one day I will be the one in need and I will need people to help me...
...saying that, I don't think I actually ever thought I will be in need.
I was always thought to appreciate what we have, to share whenever we can and always help anyone in need. And that's the rule i still believe and follow, or at least try.
However the Covid-19 epidemics and restrictions that followed have taken a toll on my husbands business, our ongoing debts, growing bills and just lives in general. My husband and me are doing our best to work with whatever we can, but ever since he lost his business in March, we're been struggling with my paycheck only. That sums up to 750-800€ per month. We try to make some extra money by selling our stuff.
We have a mortage to pay, our son to feed, pay the bills, eat...we really try to do our best, but some bills just don't get payed.
Christmas was...well, it was nice and warm, but different. We tried to create the magic of it for our son and i think we managed to keep the struggles behind the four walls of our bedroom.
Since March the expences, duties, taxes and debts of my husbands business and our home bills and debts have totaled up to enormous 16.000 euros, which we own to the state and tax administration. My husband is trying to find a new job, but noone is hiring now due to all the restrictions. We're drowning in debt and worries which is starting to affect all aspects of our lives and we've come to a point where we do not know how to move ahead or where to turn. I know we are far from being the only ones in need, but I am now reaching out to complete strangers asking for help.
If you feel like you could spare some money, paypal.me/strasursa
I want you to know that we will be eternaly grateful for each and every amount recieved.
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| Needing help with costs for launching my music career |
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Posted by: timbretherapper - 12-28-2020, 12:59 AM - Forum: My Request for Help
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Hi there, with the current circumstances with Covid and things going on I've struggled to stay in a job throughout the most part of 2020.
I kept a job from 2016-2020 and now I'm struggling along side college to afford to make a music video and things like that!
I'm studying music production right now and my college are trying to push me however without being able to afford promo in the form of professional video,
I'll most likely be all out of luck! If anyone could help me I'd be deeply appreciative and forever grateful,
Thanks
Timbre!
soundcloud.com/timbretherapper
http://paypal.me/timbretherapper/
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