£20,000 in debt and no way out.

[Elzy90]

When I was younger I liked living for the moment  buying the best make up, clothes, restaurants and spoiling friends and loved ones.. even though this was amazing at the time I am now suffering as I am 30 years old currently still living at home whilst being around £20,000 in debt. I am unable to see a way out and because the majority of my wages pays back loans/credit cards I am unable to save for a home. Every little helps.