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1 (855)848-0127 How to Send Money PayPal Without Credit Card - juliet1242 - 09-04-2025 PayPal is one of the most popular digital wallets, offering flexibility when it comes to sending and receiving money. Many users think a debit or credit card is necessary to make payments, but that’s not always true. If you’re wondering how to pay with PayPal without a card, there are several easy ways to do it using alternative funding sources. This article will walk you through different methods and also explain how to send money in PayPal without fee, so you can save more while making secure transactions.   How to Pay with PayPal without a Card You don’t need a card to make payments through PayPal. Instead, you can link other funding sources: Using Your PayPal Balance If you already have money in your PayPal account, you can use that balance to make purchases or send funds. This is the simplest method to pay without a card. Bank Account You can link your PayPal account directly to your bank. Payments will be deducted from your bank balance without needing a card. Direct Deposits or Transfers Employers, freelance clients, or other payment services can deposit money straight into your PayPal balance. You can then use this balance for transactions. By using these methods, you can easily learn how to send money PayPal without credit card and still enjoy seamless payments.   How to Send Money in PayPal without Fee One of the biggest concerns users have is transaction fees. If you’re looking for how to send money in PayPal without fee, there are some conditions to keep in mind: Friends and Family Option When sending money within the same country, select the “Friends and Family” payment type. If you use your PayPal balance or linked bank account, there are no fees. If you use a credit or debit card, a small fee applies. Avoid Currency Conversions Fees often apply when converting from one currency to another. Sending money in the same currency avoids this charge. Use PayPal Balance Paying directly from your PayPal balance eliminates card-related fees. This method is the best answer to how to send money to friend on PayPal without fee if both accounts are within the same country.   How to Send Money PayPal without Credit Card If you want to know how to send money PayPal without credit card, here’s what you can do: Use Your PayPal Balance – Load your PayPal account with funds from bank transfers or incoming payments, then use that balance to send money. Link a Bank Account – PayPal allows you to directly withdraw from your bank without requiring a credit card. Receive Money First – If you’re expecting payments from others, simply use that balance to send money onward. This way, you can continue to use PayPal effectively without needing a card at all.   How to Send Money to Friend on PayPal without Fee When figuring out how to send money to friend on PayPal without fee, remember these steps: Always use the Friends and Family option. Ensure the money comes from your PayPal balance or linked bank account. Keep transactions within the same country to avoid international fees. By following these steps, you can send money quickly and securely without paying extra charges.   Conclusion Learning how to pay with PayPal without a card gives you flexibility, especially if you don’t want to use credit or debit cards online. You can fund your PayPal transactions through your balance, direct bank transfers, or incoming deposits. To make things even better, you can also master how to send money in PayPal without fee by using the Friends and Family option, avoiding international conversions, and relying on your PayPal balance. Whether you’re paying a seller or sending money to a friend, these methods ensure smooth and cost-effective transfers.   FAQs 1. Can I use PayPal without linking a card? Yes, you can pay using your PayPal balance or link your bank account instead of a card. 2. How can I avoid PayPal fees when sending money? Use the “Friends and Family” option, pay within the same country, and send funds from your balance or bank. 3. Is it possible to send money on PayPal without a credit card? Yes, you can use your PayPal balance or a linked bank account. 4. Can I send money to a friend without paying fees? Yes, if you use the “Friends and Family” option and pay from your balance or bank within the same country. 5. Do I need a card to receive money on PayPal? No, anyone can send money to your PayPal account using only your email address, even if you don’t have a card linked.