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  Help with rent/groceries
Posted by: cjay - 10-23-2018, 06:04 PM - Forum: My Request for Help - No Replies

I feel horrible for even asking anyone for help, but I seem to have hit a hard time - I am unable to pay my rent and there is no food in the house for my son. Generally I've done pretty well for myself without ever asking for help, but I am at a point that I don't know what else to do.

I work full time, but it just hasn't been enough this past month to make ends meet. My bank account was hacked and all the money was taken. Since the bank has to do an investigation, it has left with me nothing until payday in 2 weeks.

Anything would be helpful and VERY much appreciated, but $2,500 would help get my rent paid and food for the next few weeks until the bank issue has been resolved.

I would be more than happy to come back here and help others as well once I get back on my feet. 

paypal.me/cjayc

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Rainbow JUST NEED A CHANCE - SINGLE MUM
Posted by: l.hulance - 10-23-2018, 12:00 PM - Forum: My Request for Help - No Replies

Hi!

I've not done this before so please bare with me. I am a single divorced mum to the most amazing 3 children in the world and recently I feel I am failing them due to financial issues.

So around 3 years ago I made the drastic decision to end my unhappy marriage of 10 years. Neither of us were happy and it needed to stop. For a while I managed OK. Got myself a part time job, enrolled in college and started pursuing my dream career. I got the children counselling and gave them my all. Apart from their dad not really seeing them and giving me no financial support we were doing alright....but what I saw as alright was me using credit cards to plug the gaps, grocery shops etc. couple that with the fact that my ex husband left me with all the marriage debts to pay (he got a new bank account and I was primary name). I started to realise things needed to change. 

I consolidated all my credit cards (2 from the marriage and 1 after) into a loan so I only have one payment for those and the other marriage debt was a loan I took out because my husband wanted to by a new car 2 years before the split. In total the 2 loan repayments equal more than my part time earnings but the way I saw it was at least I'm earning and trying my best, showing my children the right way.


Nearly a year ago things started to get worse as I just couldn't make ends meet. Living cost rise and nothing else was rising with them, I considered many different options and found a few solutions to ease the burden, after begging my boss, my working hours increased, but now I had childcare costs, meaning after those costs I was only earning £50 more a week, but still it was more. I also had a frank dicussion with my ex husband and his new fiance. They now see the children once a fortnight and pay a small amount of child maintenance (less that the CSA recommended amount and wont go higher) and also he now pays half of the marriage loan repayment each month. I also got rid of all unnecessary bills (TV, phone line etc)

Through all of this I have been suffering with severe depression, which I hate. I wouldn't wish this feeling on my worst enemy. I see my doctor regularly and have therapy once a week. I want to get better, I want to be a stronger and better mum for my children, they deserve it.

Then suddenly a month ago my world came crashing down. I started having panic attacks at work (stressful job mixed with depression), to the point I had to take time off to recover. The day I was signed off sick my boss took me to one side and told me they were stopping my additional hours, my contract with the additional hours included had never appeared and I didn't think to chase it. I begged HR to help me, my doctor wrote them a note to get occupational health involved, they ignored it all. I tried to return to work after a brief email exchange between my boss, HR and I and the first Monday of October walked in to no colleagues talking to me, my boss AWOL and HR's door firmly closed. I broke. I literally broke that day. I tried to get on with work and after 2 hours my boss suddenly showed up, ordered me to a meeting with HR and they quickly escorted me off the premises saying I wasn't fit to work anymore, had to go home and needed a doctor to sign me "fit for work"!

 After talking to my doctor 2 days later when I felt brave enough to leave the house and had carefully considered all my options (what benefits I could get while getting better and searching for a new job, if I could afford to live etc), I decided that I could no longer work in that environment and needed to quit my job for the sake of my mental health. I had to give 4 weeks notice and my doctor agreed to sign me sick for those 4 weeks. I emailed HR my notice....work sent me an email response saying that actually they could terminate my contract with immediate effect....

My carefully thought through plane started to crumble.

  • No 4 weeks of Statutory Sick Pay to see me through.
  • That afternoon I got a letter through the post from the council, due to a couple of mix ups on both sides I'd been over paid by nearly £1000!!! They want it back by 30th October.
  • Income support is still being processed
  • No housing or council tax benefit due to the outstanding amount I owe them
  • Tax credits didn't do my 4 week run on as I'd notified them of the reduction to my hours the week before I lost my job
I have nothing left. I'm struggling to find another job quickly as I have time restrictions due to child care. I have no support. I have 33p in my account and bills unpaid this month plus next months coming up. Please can you help me? I don't want to be in this situation and I want to be able to provide for my children, please can you help us get through this rough patch? 



https://paypal.me/lfuller22

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  Struggling with BPD
Posted by: dlamrock - 10-23-2018, 09:18 AM - Forum: My Request for Help - No Replies

Hello, my name is Devon, and I am 21 years old. I am a student learning to be a composer. I play drums as in a rock band. I am a philosopher. Also, I haven't ever held a job due to my Borderline Personality Disorder. 

Borderline Personality Disorder causes one to be very impulsive, to have swift mood swings, and to engage in risky behaviors. The last real job that I had I walked out of on break about a month in. Why did I do this? Because I was the most anxious I had ever been in my life, no joke. It sounds absolutely hilarious that the thing that made me the most anxious was working a line at a meijer, because I've played (once) in front of a crowd of a thousand people like it was nothing. 

I have failed classes in college due to deciding on the way to the school that I wasn't going to show up (again, impulsiveness). I frequently do not show up to things that I am required to. My therapist threatened that if I was to miss one more time, I was to be discharged. Everything points to me being unable to do entry level work. 

I am bisexual. I came out to my mom three years ago and her reaction was that she "ought to have taken me to church more often". This was definitely the most heartbreaking moment of my life. I was fairly determined to kill myself that day, such that a police officer ended up showing up. After that day, I was much more depressed and suicidal. This was three years ago, and things have gotten much better with my mom and I. 

Now, I am not hopeless. I struggle every day to do the simplest things, but I still know I can do good things. I will be a great composer. I will be a good activist, and philosopher. However, I'm not sure I will be able to support myself until I am good enough at those things to support myself. What I ask is for help until I get there. In return, I will keep you updated. If you donate a substantial amount, I will dedicate a piece to you. I want you to know that helping me will not be in vain. 

I will succeed, but until I can, I ask for your help. 
It would mean the world to me. 
Devon
paypal.me/dlamrock

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Heart Nurse out of work
Posted by: Swojo - 10-23-2018, 05:05 AM - Forum: My Request for Help - No Replies

Getting laid off is hard. Looking for new jobs is hard. I found myself with a degree dancing for dollars. (No offense ladies I’m so shy it hurt me so badly. I give you props) I can’t  not make rent. I just got a bill for 950 because a truck hit me into a guard rail. Right now im barely hanging on because it’s one set back after another. Anything will help please Heart

My contact is sw783738@gmail.com for more info
Donate at

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  My will to live is fainting..
Posted by: Naanji - 10-22-2018, 03:00 PM - Forum: My Request for Help - No Replies

Hello, i'm a 25 year old guy from Denmark, my girlfriend recently broke up with me, we lived in a exspensive apartmant that could only be paid by the 2 of us.
She pushed me to move out of my old apartment "Wasen't big enough" and now she's left me and moved out, iam now paying for this apartment myself whilst have taken out a loan for a new car since the old one broke down, and i got 30min commute to work. Im having trouble even paying my rent, and as of now Oktober 22. i litterally have no money left for food or nothing for this month. Iam struggling, my family cant help me, iam due to move out from this place on january 1st. Which is fine, but even then there is no way i can put down a front payment for a new apartment.
I hope someone can help me, i dont expect it, this is my own wrongdoing. But this is my final resort.
Kind regards.
Jonas.

If you wish to help - paypal.me/pools/c/88XAqRmuze

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Photo A shot at a dream
Posted by: PriceT - 10-22-2018, 12:02 PM - Forum: My Request for Help - No Replies

Hi and thanks for reading,

So where do I start? I've recently been let go from a Labourer job, my bank account is in overdraft thanks to a loan I took for a funeral, I moved back home, can't get government help due to citizenship issues, finding a job just hasn't been fruitful and I just now realised that I want to become a writer. A great place to start for an aspiring writer in a way, lots of events I can draw inspiration from lol.

I am single, 25yr old male with no children and my dream is to publish my own graphic novel. Ever since I started reading manga & western comics I have always wanted to try it for myself, to be able to convey my own stories into images and writings, appealed a whole lot to me.
I have started a story, so far I've just begun to flesh out the main characters, started a mock draft and drawings of the characters and will continue to do so after posting this.

Im going to ask for a lot, $2000 to be exact. I know, "why should I give a stranger $2000 let alone any help at all", a fair sentiment indeed and one I can't help but think myself haha.

The $2000 amount breakdown: 
Currently my bank account is $695 in overdraft with a remaining $660 left to pay until my loan has been fully repaid, totaling to $1355 needed for my debt. The remaining $645 will go towards buying supplies such as sketch pads & books, pens & pencils, a cheap desk to write on, and other food and utilities that should last me a month. 
I am currently living at home, unfortunately for my parents, but I am hoping to make something of this for the long run so I may move out again.

After a month of no rejections and no help from anywhere else, I'm now asking here.

Any help will be greatly appreciated, thank you for reading.

Ps. I wll upload some images so that I can link it , I don't have a laptop or computer and I am currently using a Lenovo tablet to help me with the technical side of things.

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Thumbs Down Medical bills
Posted by: Justin910 - 10-22-2018, 01:03 AM - Forum: My Request for Help - No Replies

In a tight spot an could use some help ..

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Heart HELP
Posted by: jennifer - 10-21-2018, 09:03 PM - Forum: My Request for Help - No Replies

Hi, my name is Jennifer and I live with my mother and sister, I just started studying at a university and I need a new laptop but my mother can’t afford one because shes sick and can’t work and we survives on bare minimum. Please help me out.
https://paypal.me/JenniferHolm96

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  vet needs help..
Posted by: johnnniemac56 - 10-21-2018, 06:00 PM - Forum: My Request for Help - No Replies

hey my name is john.. I am 62 years old. I am a army veteran.  I have ptsd and a service dog. I lost my job back in may. my roommate has told me I need to move out. daughter moving home, I just finished a job training program thru the va. I interview at the va hospital Tuesday. they said I have the job cause of the program.. the problem is I have no money left.. I just need help to move gas etc. I will be fine once I get going.. so if anyone could please help.. it would be a true blessing. I am in  a bad spot.. I would even consider a loan,, with time to pay back.. have a blessed day.          john

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  Can't afford this month's rent
Posted by: Maualx21 - 10-21-2018, 12:12 AM - Forum: My Request for Help - No Replies

I'm 23 studying college and I need $400 USD to pay my debt and don't know how to get them.

Hope you can help me.

http://www.paypal.me/maurocastrox

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