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| In need of a miracle |
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Posted by: MogaleSon - 03-01-2022, 02:37 AM - Forum: My Request for Help
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I am a university student with a lot of debt, I took out a personal loan to help fund part of my fees and also to try and establish a business with my mom since she was retrenched as a factory worker while I was still in school. My single mother didn't earn a lot and couldn't afford to pay for my fees so i had to find ways to get by.
We now have a clothing manufacturing business, but that has had very slow growth and is only starting to do some sales, but not enough yet to help cover the costs of it. i am behind on my loan repayments and have also been struggling to pay employees, and basic living costs. I am reaching out hoping there is someone out there willing to help, and in exchange i could make some garments for donors and have them sent,, as a token of appreciation.
I would really like to clear my debt as I feel like Im drowning and this could help me to just breathe and work on getting the business up and running. in need of about $6700.
Thank you
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| A huge mistake, a life lesson. Please Read |
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Posted by: haley.marie.xox - 02-28-2022, 10:31 PM - Forum: My Request for Help
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Hi, Thank you for taking time to read my letter. I am writing this letter because I desperately need help paying my credit card bill. I don’t use the word “desperate” often, so please understand that since I’m explaining it that way, I truly do feel hopeless right now. I would appreciate it greatly if you read what I have to say to the end so you fully understand my story.
Prior to COVID, I had been working full time for a family as a private caregiver for their lovely elderly mother who was living in their home. When the pandemic hit, everything changed. A stay-at-home order was put into place and everyone was forced to social distance. Since the elderly population was especially vulnerable to severe- even deadly outcomes if they were infected with the virus, my client’s family thought it would be safest for their mother to be around immediate family only unless I were to live in complete isolation which we all knew was impossible.
Although I was afraid to lose my job, I understood that the risks to her health and well being would be too great if I were to stay, so I agreed to their wishes and was laid off. At this time, I had been working for this family for just over 3 years, and because I couldn’t have seen the pandemic coming, I had no plan to fall back on. I began looking for work elsewhere, but most businesses were either letting employees go, or shutting their doors temporarily and not accepting applications. This is the very first time in my life that I feared I would end up homeless on the streets and it was a really terrifying feeling.
I have always kept some savings for the hour of need and that helped some in the beginning. However between losing my job and not being able to find work, I began relying on those savings to keep me afloat. The real problem began when the safety net of those savings quickly came to an end. I spoke to a few banks for a loan but they were offering it on very strict terms that I felt I’d be unable to meet. Terrified about what I was going to do, I chose to temporarily solve this problem by using my credit card. Since I had good credit, I had a good limit also. I knew that solving my problem this way especially without means to pay the bill was a bad idea, but my fears took the best of me and I did it anyway. I allowed myself to be completely irresponsible and ignore the fact that sooner or later I’d be facing an even bigger problem than I began with. I just had absolutely no idea how bad the problem would soon get and that it would start having a serious emotional affect on me as well.
Like I said, I knew what I was doing was wrong and making the decision to do it anyway was not one of my proudest moments. To be clear though, I was not going on shopping sprees or spending money recklessly. I was simply using my credit card to pay my rent, utilities, phone, and other such bills, and needed groceries. When the statement for my credit card came, I would hide it in my room and try to forget about it for the moment because I knew I couldn’t pay it. I did this for about 4 months and since then, life has been a complete nightmare for me.
I wake up each morning in a complete panic. I don’t even have a full minute of peace before I begin to worry. My stress is debilitating and is making me physically sick. The decisions I made to get myself in debt are ruining my life. I have never done something so irresponsible and the way I’ve handled this whole situation sickens me. Since going in debt, I’ve felt like a completely different person. I’ve become extremely depressed, overwhelmed, and stressed out. My thoughts are consuming me and they just make me feel worse and worse by the day. I have honestly started to hate myself because of this and I have no way to get out of this mess.
I’m asking for help from anyone at all who has the means to do so. I’m in over my head right now and I’m scared. I’m doing the best I can to express in words how I feel, but it feels impossible to express all of my pain. I’ve taken a step back to look at the mess I’ve made and I just feel so foolish. I know that without paying off my debt, my dream of going back to school is out of the question because getting a student loan will be impossible. I know that with my credit score dropping too, only more problems are going to arise. I know that if I don’t take care of this now, my mental state is going to continue to deteriorate and I refuse to live this way. The one and only good thing that has come out of this whole situation is that I’ve learned a HUGE lesson and I will never repeat this mistake.
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| Need to pay my college fees |
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Posted by: jason24601 - 02-28-2022, 07:33 AM - Forum: My Request for Help
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paypal link is here : https://www,paypal.me/Sung190
Hi this is jason speaking(I go by Jason here). I am an international student in Australia who needs some fees to pay for my first semester of college. I am currently in my final year and my parents have been usually handling my college fees but because of covid, my family has been into financial hardship becuase the business has been suffering lately. This really has been a challenge for me to continue my degree overseas. Since I only have my final semester left to graduate, I at least wanna complete my degree before I go back to my country. Because of my current visas, a lot of living cost has been increasing too, but despite the fact that I can cover my living cost, I can no way pay my current college fees for my university because it is usually 5 times the price of a domestic student's enrollment fee. I contacted the school regarding fees, but even with scholarships and so forth it seems to be limited, so I decided to come here. The total fee that i need to pay is around 12,000 to 18,000 dollars in Australian dollars. The due date is coming soon, which would be around the end of the week, so I really need this money quickly. If there is a case where the money is left from paying my college fees, I will refund some of the fees to the people who donated to me. Thanks for hearing my case.
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| Need help to pay bills and mortgage |
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Posted by: Struggling mom - 02-28-2022, 04:36 AM - Forum: My Request for Help
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I am a 56 year old mom of 3 adult kids. Oldest child got himself into trouble with the law and now can't find steady work because of his police record and so he became a subcontractor and doesn't make enough to pay his own bills so I have been helping him out for about 8 years now. Any money that was saved is all gone and I have maxed out my line of credit and my 2 credit cards and so I went to my mortgage company and have refinance it so now I have a mortgage of $210,000 and they have given me a 30 year mortgage. My other 2 children are working but they went through any of their savings because of the pandemic and are barely making ends meet themselves so I can't even go to them for help. I hope that someone out there will help out a struggling mom who has always helping people out by either just listening to them, helping financially or just being there for a hug and a shoulder to cry on.
https://www.paypal.me/joyful1224
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| High Value Airdrop - 10k BTCX (>$1k) FREE. |
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Posted by: Ona06 - 02-27-2022, 08:49 PM - Forum: Other money-making ideas
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Hurry and get this high value airdrop before limit of recipients is reached. You get 10000 BTCX coins on registering and confirming your email on the website. The coins appear in your wallet straight away after verification. No KYC required.
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Hurry as it will close as soon as the limit is reached.
To your crypto success,
Ona
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| Need help to change my life |
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Posted by: OBuzico - 02-27-2022, 01:54 PM - Forum: My Request for Help
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Hello to you reading this and thank you for taking your time reading through my request. I'm a 28 year old man who, ten years ago, was fortunate enough to be able to attend college and graduate. This took a lot of effort from my parents who, even though didn't have the monetary capacity to totally support it, never let anything stop them from fulfilling my goal. As I finish college, it was my brother's turn to go to college and, again, they've been able to support it all. Even though nothing missed on our side, they were getting in debt so that they could afford us to pursue a better life and career than the one they got.
For the last five years, I've made the most I could to help them back and support them paying their debts as a thank you for everything they've done for me during my entire lifetime. Unfortunately, I've reached a point where I am unable to help them anymore and, at the same time, I've ended up without any savings on my bank account as I've always thought of helping them first before thinking about saving for my future.
I'm not here asking you to pay my parents' debts, but rather asking you for help to change my life and start reconstructing it from zero. I'm looking for some support to be able to get some savings and not have to live from paycheck to paycheck. Right now, I only have $500 on my bank account, with my next paycheck only being paid on the 31st of March, more than a month from now.
So, if you are able to and would like to help, every single dollar would make a difference in my life right now. All I can promise you in exchange is that, if someday, you are the one in need and I can help you, I will for sure be there for you. And if I'm able to turn my life around, I'll make sure to pay back all the money I may end up getting here. Also, if you ever come to Portugal, count me as your guide 
For the post image, I'm letting you with my buddy Pluto, a loyal dog who has been my emotional support through these hard times.
Again, thank you very much for reading through this and I'll appreciate it a lot if you are able to help me 
paypal.me/laspo
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| Thank you in advance. |
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Posted by: I. M. Grateful - 02-26-2022, 04:57 PM - Forum: My Request for Help
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First, let me start off by saying I am extremely grateful for any assistance of any amount. Basically, I'm slipping through the cracks. My vehicle, that I use for my delivery job, needs immediate attention, currently, I am sheltered, I'm paying rent in a shack that doesn't have running water, but is all that I can afford. I am an older, God-fearing, single and alone, man, that is in desperate need of your help. Thank you in advance. With your help, I will dig out of this. Please send anything you can to, PayPal.me/DaveWhorton.
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